Financing

Flexible Payment And Financing Options

At AFRA Dental, we believe quality dental care should be accessible and stress-free. Our team works closely with you to review payment options and help you choose an arrangement that fits your budget and treatment needs.

We accept a variety of payment methods and plans, including:

• Cash and major credit cards

• Dental insurance plans

• Family dental membership plans

• Third-party financing options

If you have questions about coverage or costs, our front desk team is always happy to help.

Dental Insurance

Dental insurance can significantly reduce out-of-pocket costs for preventive and restorative care. Our knowledgeable staff will verify your benefits, explain coverage details, and help you make the most of your plan.

We work with many major insurance providers and are experienced in handling claims and pre-authorizations so you can focus on your care, not paperwork.

Indemnity Insurance

Indemnity plans allow you to visit any licensed dentist of your choice and reimburse a portion of treatment costs after services are completed. Coverage amounts vary by plan and may be based on a percentage or fixed dollar amount.

We can assist with submitting claims and explaining reimbursement timelines so there are no surprises.

Family Dental Plan

Family dental plans are an excellent option for patients without insurance. These plans provide discounted rates on many services for an annual or monthly fee and often include preventive care benefits.

There are no claim forms or waiting periods, making them a simple and affordable way to maintain routine dental care.

Preferred Provider Organization (PPO) Plans

PPO dental plans offer flexibility when choosing a dentist and typically include lower co-payments when you visit an in-network provider. If you choose care outside your network, coverage may still apply, though out-of-pocket costs may be higher.

Our team can help you understand how your PPO plan works and what to expect before treatment begins.

Health Maintenance Organization (HMO) or Prepaid Plans

HMO dental plans typically require selecting a primary dental provider and paying a fixed monthly fee. These plans often have lower upfront costs but may include treatment limitations or required referrals.

Because coverage varies, we review HMO plans carefully to help you understand which services are included and what additional costs may apply.

Financing Options

For treatments not fully covered by insurance, we offer flexible financing solutions to help spread costs over time. AFRA Dental partners with trusted financing providers to offer extended payment plans, including interest-free options when available.

Financing can be used for co-payments, deductibles, and elective or advanced procedures, allowing you to receive care when you need it without delaying treatment.

Insurances we work with

Dental Insurances